Terms of Service

Last updated: 9/15/2025

Agreement to Terms

Welcome to Asterisk Strategies. These Terms of Service ("Terms") govern your use of our website and portfolio management services. By accessing or using our services, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, you may not access or use our services. We reserve the right to modify these Terms at any time, and your continued use of our services constitutes acceptance of any changes.

Description of Services

Asterisk Strategies provides institutional-grade portfolio management services, including:

  • Portfolio strategy development and implementation
  • Real-time performance tracking and analytics
  • Risk management and optimization tools
  • Investment alerts and notifications
  • Market research and analysis
  • Educational resources and insights

Our services are designed for informational and educational purposes. We do not provide personalized investment advice, and all investment decisions are ultimately yours to make.

User Accounts and Registration

To access certain features of our services, you must create an account. You agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain and update your account information
  • Keep your account credentials secure and confidential
  • Notify us immediately of any unauthorized use of your account
  • Accept responsibility for all activities under your account

We reserve the right to refuse registration or terminate accounts at our discretion, particularly for violations of these Terms.

Investment Disclaimer

⚠️ Important Investment Disclaimer

All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. Our services are for informational purposes only and do not constitute investment advice.

You acknowledge and agree that:

  • Investment strategies and recommendations are based on general market analysis
  • You are solely responsible for your investment decisions
  • We do not guarantee any specific investment outcomes or returns
  • You should consult with qualified financial advisors before making investment decisions
  • Market conditions can change rapidly and unpredictably
  • Diversification does not guarantee against loss
Acceptable Use Policy

You agree not to use our services to:

  • Violate any applicable laws, regulations, or third-party rights
  • Engage in fraudulent, deceptive, or misleading activities
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Interfere with or disrupt our services or servers
  • Upload or transmit malicious code, viruses, or harmful content
  • Harvest or collect user information without consent
  • Impersonate any person or entity
  • Use our services for any commercial purpose without our written consent
Intellectual Property Rights

All content, features, and functionality of our services, including but not limited to text, graphics, logos, software, and data, are owned by Asterisk Strategies or our licensors and are protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use our services for your personal, non-commercial use. You may not:

  • Copy, modify, distribute, or create derivative works from our content
  • Reverse engineer, decompile, or disassemble our software
  • Remove or alter any copyright, trademark, or proprietary notices
  • Use our content for competitive or commercial purposes
Payment Terms and Billing

Certain features of our services may require payment. By subscribing to paid services, you agree to:

  • Pay all applicable fees as described in your subscription plan
  • Provide current and accurate billing information
  • Authorize automatic billing to your chosen payment method
  • Pay all charges promptly when due

We reserve the right to change our fees and billing terms with advance notice. Failure to pay may result in suspension or termination of your account.

Refund Policy:

Refunds are generally not provided for subscription fees. However, we may consider refunds on a case-by-case basis for technical issues or service disruptions within the first 30 days.

Service Availability and Modifications

We strive to provide reliable and continuous service, but we do not guarantee that our services will be available at all times or free from interruptions, delays, or errors.

We reserve the right to:

  • Modify, suspend, or discontinue any aspect of our services
  • Impose limits on certain features or restrict access to parts of our services
  • Update our technology and infrastructure
  • Perform maintenance and improvements

We will make reasonable efforts to notify you of significant changes or service interruptions.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using our services, you consent to the collection and use of your information as described in our Privacy Policy. We implement appropriate security measures to protect your data, but you acknowledge that no system is completely secure.

Limitation of Liability

Liability Limitations

To the maximum extent permitted by law, Asterisk Strategies and its affiliates, officers, employees, and agents will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

This includes, but is not limited to, damages for:

  • Investment losses or missed opportunities
  • Service interruptions or technical issues
  • Data loss or security breaches
  • Third-party actions or content
  • Business interruption or lost profits

Our total liability to you for all claims related to our services will not exceed the amount you paid us in the 12 months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless Asterisk Strategies and its affiliates, officers, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses arising from:

  • Your use or misuse of our services
  • Your violation of these Terms or applicable laws
  • Your infringement of third-party rights
  • Your investment decisions and their consequences
Termination

Either party may terminate your account and access to our services at any time, with or without cause, and with or without notice.

Upon termination:

  • Your right to access and use our services will cease immediately
  • We may delete your account and associated data
  • Outstanding payment obligations will remain in effect
  • Provisions that should survive termination will continue to apply
Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of [Jurisdiction], without regard to conflict of law principles.

Any disputes arising from these Terms or your use of our services will be resolved through binding arbitration in accordance with the rules of [Arbitration Organization], except for claims that may be brought in small claims court.

You waive any right to participate in class action lawsuits or class-wide arbitrations.

General Provisions

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Asterisk Strategies regarding your use of our services.

Assignment

You may not assign or transfer your rights under these Terms without our written consent. We may assign our rights and obligations without restriction.

Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of our right to enforce such provision in the future.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: legal@asteriskstrategies.com

Support: support@asteriskstrategies.com

Mailing Address:

Asterisk Strategies
Legal Department
[Company Address]
[City, State, ZIP Code]